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Originate commercial Real Estate mortgage loans through mortgage banker network. Monitor and analyze mortgage loan investments currently on the books. Work with problem loans as they arise. Work closely with real-estate loan analysts on new purchases as well as current portfolio. Coordinate with others to ensure loans are closed.

Responsibilities

• Perform commercial real estate property valuation and cash flow durability analysis. Property types analyzed include multifamily, industrial, retail, office, self-storage and other asset types. After review, structure mortgage debt investments that minimize principal risk while maintaining relative value to CMBS/Corporate bond alternatives.
• Prepare underwriting narrative and loan recommendations that are presented to senior investment committee members. Recommendations must demonstrate through due diligence on the market (vacancy rate, rental and sale comparable), the borrower and their experience in operating commercial real estate investments, the loan's collateral and its conditions and the property's competitive position in the market.
• Maintain and enhance correspondent relationships within the assigned territories. Role includes articulating and selling RiverSource's lending program strengths to the mortgage bankers and their clients and understanding the competitive life insurance company lending landscape.
• Work alongside internal external legal representation to generate and negotiate loan application and commitment terms. Work closely with real-estate loan analysts on new investments as well as current portfolio's performance.
• Travel Schedule - Perform market tours, site inspections and meet with prospective borrowers.

Required Qualifications

• Bachelor's degree or equivalent
• 5+ years of commercial real estate experience, preferably in loan origination.
• Proficiency in Microsoft Excel and Word.
• Knowledge of financial statement analysis, general accounting, cash flows and various loan calculations.

Preferred Qualifications

• Degree focus - Real estate, finance or related field.
• Strong written and verbal communication skills.
• Results-driven achiever with planning and organizational skills, along with a high degree of detail orientation.
• Ability to work with a team and independently.
• Team player who excels at building trusting relationships with clients and colleagues.
• Analytical thinking with demonstrated talent for identifying, scrutinizing, improving, and streamlining complex work processes.

About Our Company

Millions of people around the world rely on Columbia Threadneedle Investments to manage their money. We're intentionally built to help our clients succeed, backed by a global team of 2,000 people including more than 450 investment professionals sharing global perspectives across all major asset classes and markets. At Columbia Threadneedle, you'll find the promise we make to our clients is the same one we make to our employees: Your success is our priority. In addition to our competitive total rewards package, employees stay with us because of our culture and commitment to their development. And, backed by the strength of our parent company, Ameriprise Financial, we are committed to providing you with the tools, resources, recognition and rewards to help you shape the career you want.

Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, genetic information, age, sexual orientation, citizenship, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law.

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