Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message.  In order to receive text message invitations, your profile must include a mobile phone number designated as 'Personal Cell' or 'Cellular' in the contact information of your application.

At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We're looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you'll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wholesale Banking provides financial solutions to businesses across the United States and globally. Our four major business lines include Corporate & Investment Banking, Commercial Banking, Commercial Real Estate, and Wells Fargo Commercial Capital. We also have groups in credit risk, group risk, finance, marketing, human relations, and the Wholesale Chief Operating Office that support our businesses.

Commercial Banking provides local service and decision-making, a comprehensive suite of products, and industry expertise to serve the diverse financial needs of Business Banking, Middle Market, and Government and Institutional Banking customers. Commercial Banking is structured with three regions, East, Central and West, in addition to a Specialized Industries group and Chief Operating Officer Team. The Commercial Banking team is comprised of experienced and accomplished relationship managers and industry specialists working together to bring the full range of Wells Fargo's services to customers from offices across the United States and Canada.

The Portfolio Manager is focused on managing a complex credit portfolio of middle market account relationships within the Middle Market Healthcare Specialty Division. Responsibilities include working with senior management, relationship managers and credit to originate, monitor and grow middle market relationships. The Portfolio Manager is accountable for credit underwriting and origination, portfolio monitoring, and renewals. They manage and promote the maintenance of a portfolio that adheres to all applicable credit policies and compliance requirements. The Portfolio Manager works with clients directly to understand credit needs, conduct due diligence, and represent the bank in developing and maintaining client relationships. They may periodically assist with office risk management duties and managing overall account relationships. Key responsibilities will also include training and mentoring of analysts or junior portfolio managers.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

• 7+ years of account relationship management experience, credit underwriting management experience, or a combination of both

• Underwriting experience including advanced commercial or specialty group relationship portfolio credit
• Experience negotiating interest rates, price, terms, and collateral requirements
• Knowledge and understanding of commercial and specialty group banking products and services
• Extensive knowledge and understanding of credit policy, loan servicing, risk management and group underwriting requirements

• Experience leading credit approval processes
• Experience leading discussions directly with borrowers regarding potential credit opportunities, including preparing for and leading due diligence discussions
• Understanding of credit terms and applicable credit agreement provisions
• Proven experience with training and developing early talent
• Experience underwriting and managing credit for borrowers in the healthcare industry desired

• Ability to travel up to 10% of the time

NC-Charlotte: 550 S Tryon St - Charlotte, NC

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.



Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.